One specialty.
Nothing else.
We’re an independent insurance brokerage for the firearms, defense and tactical industries, and that is all we write.
Most brokers have never stood on a line.
- More than twenty carriers
- Licensed in all fifty states
- Based in Montana
Most insurance professionals have never stood on a firing line, never run a 4473, and have no working sense of what separates a well-run range from a dangerous one.
That gap shows up in declinations, in premiums priced as if a range were a retail store, and in policies with exclusions the insured only finds at claim time.
We place property and casualty coverage for firearms, defense and tactical businesses: shooting ranges, FFL retailers, gunsmiths, manufacturers, defense contractors, distributors, clubs and preserves. We’re a broker, so we work for you rather than for a carrier, and we tell you plainly what we’re seeing.
We rate the operation, not the category.
- [01]Premises and productsTwo different exposures, so they are rated two different ways rather than folded into one number.
- [02]Ranges, per laneTwelve lanes is twelve units of exposure. A slow quarter does not cost you.
- [03]Clubs and preservesClubs rate on membership, preserves on acreage. Whichever one measures the risk.
- [04]Inventory, by categoryFirearms scheduled by category rather than lumped together. How you store handguns overnight is not a footnote.
None of that is exotic. It’s what happens when the person building the submission understands the business being submitted.
Coverage is always subject to underwriter approval. Anyone who tells you otherwise before a carrier has seen the file is guessing.
Let’s talk about
your operation.
Call and describe it, or send the details over and we will come back to you.
Brent
Agency principal. The person who picks up when you call.