Property Insurance for Firearms, Defense and Tactical Businesses
Buildings, business personal property and business income, with the inventory, storage and security realities of an FFL taken seriously.
Firearms inventory is not ordinary business personal property. Values concentrate, theft exposure is elevated, and how you store and secure stock materially changes the risk. Which means it should materially change the premium.
We schedule inventory by category rather than lumping it into a single number, and we credit the security you have already invested in.
Business income is the coverage people skip
A range or a retailer that loses a building loses its revenue with it, and rebuilding an FFL location is not a fast process. Business income and extra expense are worth modeling properly rather than guessing at a round number.
We set property terms with you against the specifics of the building: deductible, coinsurance, how it is valued and how wind is handled.
- [01]General LiabilityPremises and products liability written for ranges, retailers, gunsmiths, manufacturers and defense contractors, by people who understand the exposure.
- [02]Excess & UmbrellaAdditional limit above your primary general liability, for contracts, landlords and events that demand more than a $1M occurrence limit.
- [03]Product LiabilityProducts and completed operations coverage for anyone who makes, assembles, imports or resells firearms, ammunition, components, or defense and tactical products.