Gun Club and Hunting Preserve Insurance

Member-owned clubs and hunting preserves, rated on membership and acreage rather than revenue.

Clubs and preserves rate differently from commercial operations: membership for clubs, acreage for preserves. That usually works in their favor, provided the counts are accurate and the operation is described properly.

Not-for-profit status matters to the classification, so it belongs in the submission rather than in a footnote.

Where clubs get caught out

Clubhouse rentals for private functions, hosted competitions and food service are each their own exposure, and each is routinely left off an application. Posted boundaries and warning signage matter for preserves. So does whether guests are permitted and under what supervision.

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